American Savings Bank ^{Filed, US Offering, NYSE: ASBH}

We are a Hawaii-based, relationship-driven bank with an unwavering focus on meeting the financial services needs of our customers and communities while delivering long-term stockholder value. Headquartered in Honolulu, Hawaii, since 1925 we have served Hawaii’s communities for over 100 years. We provide a full suite of financial products and services, including deposits, loans, insurance, cash management, merchant services and investment services to our personal, small business and commercial customers. We operate a statewide network of 35 branches and over 120 automated teller machines (“ATMs”) throughout Hawaii, complemented by a robust digital banking platform. Serving nearly 400,000 customers as of June 30, 2026, we have the privilege and opportunity to contribute to Hawaii’s short-term and long-term future by improving the financial health of our customers, local businesses and economy. We are a national bank regulated by the Office of the Comptroller of the Currency (the “OCC”), and we operate as a bank without a holding company, which means the Board of Governors of the Federal Reserve System (the “Federal Reserve”) is not one of our primary regulators. As of June 30, 2026, we had total assets of $9.0 billion, total loans of $6.2 billion, total deposits of $8.2 billion and total stockholders’ equity of $692.5 million.