We are a bank holding company incorporated in the state of Delaware and headquartered in Honolulu, Hawaii. Our wholly-owned bank subsidiary, First Hawaiian Bank, was founded in 1858 under the name Bishop & Company and was the first successful banking partnership in the Kingdom of Hawaii and the second oldest bank formed west of the Mississippi River. Today, First Hawaiian Bank is the largest full service bank headquartered in Hawaii as measured by assets, loans, deposits and net income. As of September 30, 2016, we had $19.9 billion of assets, $11.4 billion of gross loans, $17.0 billion of deposits and $2.5 billion of stockholders' equity, and we generated $173.6 million of net income for the nine months ended September 30, 2016 and $213.8 million of net income for the year ended December 31, 2015. We generated $161.1 million of core net income for the nine months ended September 30, 2016 and $196.3 million of core net income for the year ended December 31, 2015.