We are a Singapore-based financial technology company operating as a licensed MPI under the MAS through our Operating Subsidiary, which authorizes us to provide regulated payment services without transaction volume caps, including cross-border money transfer services. Following licensing in 2020, our Operating Subsidiary launched regulated cross-border payment solutions serving both retail and institutional clients, establishing a strong foundation in compliant, scalable payment infrastructure. The Company principally provides cross-border payment services, including collection on behalf (“COBO”), payment on behalf (“POBO”), and brokerage activities. Its core business centers on facilitating international fund transfers and related payment processing services through fund collection, coordination of payment instructions, executing cross-border transfers, and providing foreign exchange conversion as part of its end-to-end payment solutions.