We offer customized pre-approval risk management and post-loan delinquent debt collection products and services to commercial banks and non-bank financial institutions in China in connection with credit loans. We have established a national network of 16 operating centers and 3 administrative offices in over 11 cities across China, where we have also built a broad client base across more than 75 commercial banks and non-bank financial institutions. We are committed to providing products and services that address risk evaluation and solvency assessment during the pre-approval stage and credit loan debt collection during the delinquency stage. Our business is comprised of two segments: (i) the credit loan pre-approval stage: risk evaluation and solvency assessment products and services; and (ii) the credit loan post-loan stage: delinquent debt collection services. Currently, we are focused on providing our products and services to commercial banks, e-commerce platform affiliated finance companies, licensed consumer finance companies and other financial institutions in China which engage in the consumer credit loan business.