FD Technology ^{Filed Terms, Nasdaq: FDAN}

We are a holding company incorporated as an exempted company under the laws of the Cayman Islands. Consumers, especially those between the ages of 20 - 40 who are at the stage in their lives where marriage and career development are at the forefront, often have financing needs to support their plans for weddings, continuing education and family health-related matters. Our Aifendan Platform, launched in July 2016, accessible by individual consumers through invitation from merchants via scanning unique QR codes, is an interactive system where the individual consumers are offered a “Purchase before Payment” option to purchase products and/or services now from merchants utilizing our services and then make installment payments later through financing services provided by our cooperating financial institutions. As of September 30, 2022, we had approximately 218,210 registered consumers and more than 3,850 registered merchants on our Aifendan Platform, and have established collaboration with 12 financial institutions, including one consumer finance company, two trust companies, five commercial factoring companies, and four micro-lending companies.